How to verify a digital wallet or payment service before using it
Before keeping money in a new wallet or submitting KYC details, verify the provider against Nepal Rastra Bank’s licensed PSO/PSP lists.
Banking
How to check whether a bank or financial institution is licensed in Nepal
Before depositing a large amount, borrowing or using a financial institution, verify that the institution appears on Nepal Rastra Bank’s official licensed BFI list.
How to complain about a bank or financial service: understanding the NRB process
A practical guide to the complaint path when a problem with a bank, financial institution, payment service provider, money changer or remittance company is not resolved.
How much of a bank deposit is protected in Nepal? Understanding the Rs 500,000 guarantee
Nepal’s Deposit & Credit Guarantee Fund says eligible deposits of natural persons are protected up to Rs 500,000 per depositor per member institution, combining savings and fixed deposits.
Do not compare bank loans by interest rate alone: 7 questions about total borrowing cost
A useful loan comparison considers fixed or variable pricing, benchmarks, fees, insurance, prepayment terms, EMI changes and total loan duration—not only the headline rate.
How changing interest rates affect loans, EMIs and savings
Interest-rate news is more useful when you connect it with whether a loan is fixed or variable, how sensitive the EMI is and how deposit returns may change.