Key Points
- Do not share OTPs, PINs or passwords.
- Verify links and domains before financial logins.
- Use official support channels when something looks suspicious.
Why security is part of financial literacy
Nepal Rastra Bank’s financial-literacy resources include guidance on online fraud and safer electronic payments. Managing money also means protecting access to accounts.
Eight basic habits
- Never share OTPs, PINs or passwords.
- Check the domain before logging in through a message link.
- Prefer official or bookmarked banking and wallet sites/apps.
- Verify urgent requests before sending money.
- Enable login or transaction alerts where available.
- Do not leave banking sessions open on shared devices.
- Review transaction notifications regularly.
- When in doubt, contact the institution through an official support channel.
If something looks wrong
If you notice unauthorized account activity, contact the financial institution through its official channel promptly and ask about the appropriate complaint or security process.
What could this mean for you?
Simple verification habits can reduce exposure to phishing and social-engineering fraud.
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Editorial review: Aarthik Patrika Editorial Desk